我買在Generali 3年幾, 供30年, 每月供$5,000, 過在CIP.....

有個朋友同我講話 Generali 收費超貴, 就算每月贈送額外BONUS, 或者由第十年開始，每五年有5%忠誠獎金，但亦抵銷不到這昂費的行政及投資管理費.....叫我唔好再供,由個A/C 有BALANCE係度.......之後拎原本供既錢買股票好過.... 各位有咩意見呢????

如果我唔再供得唔得家..... 30年之後會唔會比佢扣哂D錢家??? 會唔會有咩其他特別手續費家? 但係我聽人講過, 就算暫停供款，費用亦不會少，因為它是用”應該要收的總供款”計算，而不是實際收到的供款。除此之外，還要收每年資產總值1.5%的投資管理費, 係咪真家???如果係真既....咁咪會扣哂d錢lor…咁我仲供唔供好呢???

你係邊度買0架?

係邊度買有分別既咩?

咁究竟仲供唔供好呢? 有冇人可以比 d 意見我呀???

你而家做既係一個長期既計劃,回報同收費都係絕對合理同成正比(Generali都好出名架),其實如果你有時間,金錢,同投資知識一開始就自己買啦..而家見市底就諗玩股票,咁市高時你咪又係玩火(基金有得做對沖)..我諗你既問題唔在於收費係在於你自己有冇信心持續投資都有正面既回報

I also suugest the client use Generali when they want to make a long committment, becasue the net amount of the plan fee (bonus mins plan charge) is the lowest among many saving plans. If you prefer a short saving commitment, Generali is not a good choice, because the plan charge is the highest among the saving plan in the first 10years. For the choice of fund which is sufficient to build up a diversified investment portfolio, thus I willl suggest you keep saving money in Generali.

If you want to know more, please feel free to PM me!!