被騙? 更發現合約內沒有清楚列明取消合約的後果?
i don't think so......i assume that you are educated person, and you can read english and chinese, may be you should read the terms and condition carefully, don't put all responsibility on the Agent......
Convoy is not a perfect IFA, but at least it is a LEGAL IFA, i don't think they can cheat everyone so easily.....